Issue #1: Keys & Capital
Issue #1: Why Real Estate is the Real Key to Wealth
How rental properties unlock passive income, tax advantages, and long-term security.
Two years ago, and after seeing some intriguing content around financial freedom on social media, I went down several rabbit holes of research. In that quest for more information, I discovered Rich Dad, Poor Dad by Robert Kiyosaki, where he (re)introduces the idea that our lives don’t have to be what we are taught: get good grades > so that you get into a good college/university > so that you get a good job > so that you can support yourself and your family > save for retirement and hope you have enough to cover you until you move onto the next life. Well, I couldn’t unhear that. We actually don’t have to spend our WHOLE lives trading our time for money by working - our money can ACTUALLY WORK FOR US (insert picture of my mind being blown!). Building wealth outside of your 9-to-5 is by far the quickest way to get off that work-to-pay-bills hamster wheel!
There’s a reason real estate keeps showing up in every “how to build wealth” conversation. It’s not because it’s glamorous — it’s because is a reliable and historically solid way that the majority of wealthy Americans begin building generational wealth and legacy. Real estate pays you three times: when tenants cover your mortgage, when tax advantages protect your income, and when time quietly increases your equity.
This month in Keys & Capital, we’re breaking down why property is still the smartest (and most tax-friendly) way to grow your net worth — and how rentals turn everyday homes into income-producing assets.
The Three Ways Real Estate Pays You
Cash Flow: Rent pays your mortgage, covers expenses, and (done right) leaves profit each month.
Appreciation: Time and smart improvements increase your property’s value — your tenants help you build equity.
Tax Advantages: From depreciation to write-offs, real estate offers unmatched opportunities to keep more of what you earn.
The Tax Code Was Written for Investors
Key examples:
Depreciation deductions (that you can’t claim as a regular home owner/primary residence)
Writing off furnishings and repairs for rentals
1031 exchanges for deferring gains
*Understanding the tax side turns a good investment into a great one!
We don’t learn about money, financial literacy, investing, or how to build wealth in primary or secondary school.s There is a reason for that - more on that…. for another day.
Want to learn more? Here are a few books to get you started - each one BLEW OUR MINDS, causing a huge mindset shift, and launched our investing journey & entire lives onto a different path.
Rich Dad, Poor Dad | Cash Flow Quadrant | Small and Mighty Real Estate Investor | Short-Term Rental, Long-Term Wealth | First, Break all the Rules | Who, Not How | Trash Man to Cash Man
If you have been thinking about investing in real estate, this is your nudge! Reach out if you want to work with us - we are here to help, no matter where you are in your journey!
